:root {
  --white: #ffffff;
  --green-900: #007a55;
  --green-700: #008230;
  --green-600: #0db049;
  --green-500: #009966;
  --green-100: #d0fae5;
  --green-50: #ecfdf5;
  --text-900: #101828;
  --text-700: #4a5565;
  --text-500: #6a7282;
  --border-green: #d0f1ca;
  --nav-gradient: linear-gradient(131deg, #008230 29%, #0db049 100%);
  --hero-gradient: linear-gradient(
    135deg,
    #ecfdf5 0%,
    #ffffff 50%,
    rgba(236, 253, 245, 0.3) 100%
  );
  --cta-gradient: linear-gradient(90deg, #008230 0%, #0dc450 100%);
  --panel-gradient: linear-gradient(131deg, #008230 29%, #0db049 100%);
  --card-gradient: linear-gradient(135deg, #efffec 0%, #ffffff 100%);
  --icon-gradient-a: linear-gradient(135deg, #d0fae5 0%, #cbfbf1 100%);
  --icon-gradient-b: linear-gradient(135deg, #cbfbf1 0%, #deffd8 100%);
  --process-light: linear-gradient(
    90deg,
    rgba(224, 255, 234, 0.4) 0%,
    rgba(176, 255, 205, 0.15) 100%
  );
  --process-dark: linear-gradient(90deg, rgba(0, 79, 59, 0.6) 0%, rgba(0, 0, 0, 0) 100%);
  --shadow-card: 0 4px 6px -4px rgba(0, 0, 0, 0.1), 0 10px 15px -3px rgba(0, 0, 0, 0.1);
  --shadow-hero: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
  --page-width: 1440px;
  --gutter: 120px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text-900);
  background: var(--white);
  overflow-x: hidden;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

.page-inner {
  width: min(var(--page-width), 100%);
  margin: 0 auto;
  padding-left: var(--gutter);
  padding-right: var(--gutter);
}

.page-inner--about {
  padding-left: 272px;
  padding-right: 272px;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--nav-gradient);
}

.header-inner {
  height: 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  font-size: 20px;
  font-weight: 600;
  line-height: 28px;
  letter-spacing: -0.02em;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 32px;
  margin-left: auto;
}

.site-nav a {
  color: var(--white);
  font-size: 16px;
  line-height: 24px;
  letter-spacing: -0.02em;
  transition: opacity 0.25s ease;
}

.site-nav a:hover {
  opacity: 0.85;
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid rgba(255, 255, 255, 0.35);
  border-radius: 12px;
  background: transparent;
  padding: 10px;
  cursor: pointer;
}

.menu-toggle span {
  display: block;
  height: 2px;
  margin: 5px 0;
  background: var(--white);
  transition: transform 0.25s ease, opacity 0.25s ease;
}

.menu-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.menu-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.menu-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 48px;
  padding: 0 32px;
  border-radius: 24px;
  border: 0;
  font-size: 16px;
  font-weight: 500;
  line-height: 24px;
  letter-spacing: -0.02em;
  cursor: pointer;
  transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-hero-primary {
  background: var(--cta-gradient);
  color: var(--white);
  min-width: 208px;
  padding-right: 28px;
}

.btn-hero-primary:hover {
  box-shadow: 0 12px 28px rgba(0, 130, 48, 0.35);
}

.btn-loan {
  background: var(--white);
  color: var(--green-500);
  font-size: 18px;
  font-weight: 600;
  margin-top: 28px;
}

/* Hero */
.hero {
  position: relative;
  min-height: 756px;
  background: var(--hero-gradient);
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.hero-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(120px);
  animation: blob-float 8s ease-in-out infinite;
}

.blob-a {
  width: 410px;
  height: 410px;
  top: 32px;
  right: 34px;
  background: #a4f4cf;
  opacity: 0.55;
}

.blob-b {
  width: 378px;
  height: 378px;
  left: 80px;
  bottom: 80px;
  background: #5ee9b5;
  opacity: 0.45;
  animation-delay: -2s;
}

.blob-c {
  width: 350px;
  height: 350px;
  left: 52%;
  bottom: 40px;
  background: #00d492;
  opacity: 0.35;
  animation-delay: -4s;
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 576px 1fr;
  gap: 48px;
  align-items: start;
  padding-top: 80px;
  padding-bottom: 80px;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  height: 35px;
  margin: 0;
  padding: 8px 24px;
  border-radius: 24px;
  background: var(--green-100);
  color: var(--green-900);
  font-size: 16px;
  font-weight: 500;
  line-height: 24px;
}

.hero-copy h1 {
  margin: 20px 0 0;
  max-width: 576px;
  font-size: 60px;
  font-weight: 700;
  line-height: 75px;
  letter-spacing: 0.004em;
  color: var(--text-900);
}

.hero-lead {
  margin: 32px 0 0;
  font-size: 24px;
  line-height: 32px;
  color: var(--text-700);
}

.hero-desc {
  margin: 32px 0 0;
  max-width: 576px;
  font-size: 18px;
  line-height: 29.25px;
  letter-spacing: -0.024em;
  color: var(--text-500);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-top: 32px;
}

.hero-stats {
  display: flex;
  align-items: center;
  gap: 32px;
  margin-top: 32px;
}

.stat strong {
  display: block;
  font-size: 30px;
  font-weight: 700;
  line-height: 36px;
  letter-spacing: 0.013em;
  color: var(--green-500);
}

.stat span {
  display: block;
  margin-top: 4px;
  font-size: 14px;
  line-height: 20px;
  color: var(--text-500);
}

.stat-divider {
  width: 1px;
  height: 48px;
  background: #d1d5dc;
  flex-shrink: 0;
}

.hero-visual {
  position: relative;
  padding-top: 106px;
}

.hero-image-glow {
  position: absolute;
  left: -16px;
  top: 90px;
  width: 608px;
  height: 416px;
  border-radius: 48px;
  background: linear-gradient(90deg, #00d492 0%, #5ee9b5 100%);
  filter: blur(80px);
  opacity: 0.45;
  animation: glow-pulse 4s ease-in-out infinite;
}

.hero-image-wrap {
  position: relative;
  width: 576px;
  height: 384px;
}

.hero-image {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 48px;
  box-shadow: var(--shadow-hero);
  animation: image-float 6s ease-in-out infinite;
}

.badge-fast {
  position: absolute;
  top: -24px;
  left: -24px;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 16px;
  border-radius: 26px;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(8px);
  animation: badge-pop 0.8s ease 0.4s both, badge-float 5s ease-in-out 1.2s infinite;
}

.badge-fast .dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: #00bc7d;
  animation: dot-pulse 2s ease-in-out infinite;
}

.badge-fast p {
  margin: 0;
  font-size: 14px;
  font-weight: 500;
  color: #364153;
}

.badge-approved {
  position: absolute;
  right: -24px;
  bottom: -16px;
  display: flex;
  align-items: center;
  gap: 16px;
  width: 223px;
  padding: 24px;
  border-radius: 24px;
  background: var(--white);
  box-shadow: var(--shadow-card);
  animation: badge-pop 0.8s ease 0.55s both, badge-float 5.5s ease-in-out 1.4s infinite;
}

.badge-approved-icon {
  width: 48px;
  height: 48px;
  border-radius: 24px;
  background: linear-gradient(135deg, #00bc7d 0%, #009966 100%);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.badge-approved p {
  margin: 0;
  font-size: 14px;
  line-height: 20px;
  color: var(--text-500);
}

.badge-approved strong {
  display: block;
  margin-top: 4px;
  font-size: 18px;
  font-weight: 700;
  line-height: 28px;
  color: var(--text-900);
}

/* Sections */
.section {
  padding-top: 96px;
}

.section-head {
  text-align: center;
}

.section-label {
  margin: 0;
  color: var(--green-500);
  font-size: 18px;
  font-weight: 600;
  line-height: 28px;
  letter-spacing: -0.024em;
}

.section-head h2 {
  margin: 12px 0 0;
  font-size: 48px;
  font-weight: 700;
  line-height: 48px;
  letter-spacing: 0.007em;
  color: var(--text-900);
}

.section-head > p {
  margin: 16px auto 0;
  max-width: 660px;
  font-size: 20px;
  line-height: 28px;
  letter-spacing: -0.022em;
  color: var(--text-700);
}

/* Advantages */
.advantages-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 32px;
  margin-top: 64px;
}

.adv-card {
  min-height: 324px;
  padding: 33px;
  border: 1px solid var(--border-green);
  border-radius: 32px;
  background: var(--card-gradient);
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.adv-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card);
}

.adv-icon {
  width: 80px;
  height: 80px;
  border-radius: 28px;
  display: grid;
  place-items: center;
}

.adv-icon-a {
  background: var(--icon-gradient-a);
}

.adv-icon-b {
  background: var(--icon-gradient-b);
}

.adv-card h3 {
  margin: 24px 0 0;
  font-size: 24px;
  font-weight: 700;
  line-height: 32px;
  color: var(--text-900);
}

.adv-card > p {
  margin: 16px 0 0;
  font-size: 18px;
  line-height: 29.25px;
  letter-spacing: -0.024em;
  color: var(--text-700);
}

/* Process */
.section-process {
  padding-bottom: 96px;
  background: linear-gradient(180deg, #ffffff 0%, rgba(236, 253, 245, 0.3) 100%);
}

.process-list {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 24px;
  margin-top: 64px;
}

.process-card {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  width: 100%;
  max-width: 1200px;
  height: 320px;
  border-radius: 32px;
  overflow: hidden;
  box-shadow: var(--shadow-card);
}

.process-card--tall {
  height: 346.5px;
}

.process-media {
  background-size: cover;
  background-position: center;
  position: relative;
}

.process-media::after {
  content: "";
  position: absolute;
  inset: 0;
}

.process-media--light::after {
  background: var(--process-light);
}

.process-media--dark::after {
  background: var(--process-dark);
}

.process-panel {
  position: relative;
  background: var(--panel-gradient);
  color: var(--white);
  overflow: hidden;
}

.process-panel-glow {
  position: absolute;
  top: 0;
  right: 0;
  width: 256px;
  height: 256px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  filter: blur(128px);
  pointer-events: none;
}

.process-panel-inner {
  position: absolute;
  left: 48px;
  top: 49.38px;
  width: 504px;
}

.process-card--tall .process-panel-inner {
  top: 48px;
}

.process-step {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  margin: 0;
  padding: 8px 24px;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.2);
  font-size: 18px;
  font-weight: 700;
  line-height: 28px;
}

.process-panel-inner h3 {
  margin: 24px 0 0;
  font-size: 30px;
  font-weight: 700;
  line-height: 36px;
  letter-spacing: 0.013em;
}

.process-desc {
  margin: 16px 0 0;
  font-size: 18px;
  line-height: 29.25px;
  letter-spacing: -0.024em;
  color: var(--green-50);
}

/* About */
.section-about {
  padding-bottom: 0;
}

.about-text {
  margin: 16px auto 0;
  max-width: 896px;
  text-align: center;
}

.about-text--primary {
  margin-top: 24px;
  font-size: 20px;
  line-height: 32.5px;
  letter-spacing: -0.022em;
  color: var(--text-700);
}

.about-text--secondary {
  font-size: 18px;
  line-height: 29.25px;
  letter-spacing: -0.024em;
  color: var(--text-500);
}

/* Loan limit */
.section-loan {
  margin-top: 96px;
  background: #0a9c40;
  overflow: hidden;
}

.loan-inner {
  display: grid;
  grid-template-columns: 486px 1fr;
  gap: 48px;
  align-items: center;
  min-height: 516px;
  padding-top: 96px;
  padding-bottom: 96px;
}

.loan-visual {
  position: relative;
  width: 486px;
  height: 486px;
  justify-self: center;
}

.loan-ring {
  position: absolute;
  inset: 0;
  border: 4px solid rgba(255, 255, 255, 0.3);
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.2) 0%, rgba(255, 255, 255, 0.05) 100%);
}

.loan-person {
  position: absolute;
  left: 19px;
  top: -11px;
  width: 411px;
  height: 538px;
  object-fit: cover;
  animation: image-float 7s ease-in-out infinite;
}

.loan-coin {
  position: absolute;
  left: 128px;
  top: 194px;
  width: 96px;
  height: 96px;
  border-radius: 50%;
  background: var(--white);
  box-shadow: var(--shadow-hero);
  display: grid;
  place-items: center;
  animation: coin-spin 12s linear infinite;
}

.loan-label {
  display: inline-flex;
  align-items: center;
  height: 40px;
  padding: 0 24px;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.2);
  color: var(--white);
  font-size: 16px;
  font-weight: 600;
  line-height: 24px;
}

.loan-title {
  margin: 24px 0 0;
  color: var(--white);
}

.loan-title span {
  display: block;
}

.loan-title span:first-child {
  font-size: 48px;
  font-weight: 700;
  line-height: 60px;
}

.loan-amount {
  font-size: 60px;
  font-weight: 700;
  line-height: 60px;
  letter-spacing: 0.004em;
}

.loan-title span:last-child {
  font-size: 48px;
  font-weight: 700;
  line-height: 60px;
}

.loan-notice {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  margin-top: 28px;
  padding: 14px 18px;
  border-radius: 28px;
  background: rgba(255, 255, 255, 0.1);
}

.loan-notice strong {
  display: block;
  font-size: 20px;
  font-weight: 600;
  line-height: 28px;
  color: var(--white);
}

.loan-notice p {
  margin: 8px 0 0;
  font-size: 16px;
  line-height: 24px;
  color: var(--green-100);
}

/* Terms */
.section-terms {
  padding-bottom: 64px;
  background: linear-gradient(180deg, #ffffff 0%, #f9fafb 100%);
}

/* Reviews */
.section-reviews {
  position: relative;
  min-height: 825px;
  padding: 102px 0 82px;
  background: var(--green-700);
  overflow: hidden;
}

.section-reviews.section {
  padding-top: 102px;
}

.reviews-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.reviews-wave {
  position: absolute;
  left: 0;
  width: 100%;
  max-width: none;
  height: auto;
  object-fit: fill;
  pointer-events: none;
}

.reviews-wave--top {
  top: 0;
  height: 283px;
  opacity: 0.55;
}

.reviews-wave--bottom {
  bottom: 0;
  height: 169px;
  opacity: 0.52;
}

.reviews-shell {
  position: relative;
  z-index: 1;
  width: min(1233px, calc(100% - 48px));
  margin: 0 auto;
}

.reviews-title {
  margin: 0 0 102px;
  text-align: center;
  font-size: 26px;
  font-weight: 700;
  line-height: 24px;
  letter-spacing: -0.012em;
  color: var(--white);
}

.review-card {
  min-height: 515px;
  padding: 56px 48px 191px;
  border-radius: 18px;
  background: var(--white);
}

.review-stars {
  display: flex;
  align-items: center;
  gap: 4px;
  width: fit-content;
  height: 24px;
}

.review-stars img {
  display: block;
  width: 24px;
  height: 24px;
  max-width: none;
  flex: 0 0 24px;
}

.review-quote {
  margin: 24px 0 0;
  max-width: 1102px;
  border: 0;
  padding: 0;
  font-size: 30px;
  font-weight: 400;
  line-height: 48.75px;
  letter-spacing: 0.013em;
  color: #1e2939;
}

.review-author {
  margin-top: 97px;
  max-width: 493px;
}

.review-author strong {
  display: block;
  font-size: 20px;
  font-weight: 600;
  line-height: 28px;
  letter-spacing: -0.0225em;
  color: #1e3a8a;
}

.review-author span {
  display: block;
  margin-top: 4px;
  font-size: 16px;
  line-height: 24px;
  letter-spacing: -0.0195em;
  color: var(--text-700);
}

/* Footer */
.site-footer {
  padding: 64px 0 48px;
  background: linear-gradient(135deg, #ecfdf5 0%, #f0fdfa 100%);
}

.footer-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.footer-brand {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
}

.footer-logo {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 24px;
  background: linear-gradient(135deg, #009966 0%, #00bc7d 100%);
  box-shadow: var(--shadow-card);
}

.footer-name {
  font-size: 24px;
  font-weight: 700;
  line-height: 32px;
  letter-spacing: 0.003em;
  color: var(--text-900);
}

.footer-info {
  margin-top: 16px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-info p {
  margin: 0;
  font-size: 16px;
  line-height: 24px;
  letter-spacing: -0.02em;
  color: var(--text-700);
}

.footer-company {
  font-size: 18px;
  font-weight: 600;
  line-height: 28px;
  color: var(--text-700);
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 24px;
  width: 100%;
  max-width: 1200px;
  margin-top: 32px;
  padding-top: 32px;
  border-top: 1px solid #a4f4cf;
}

.footer-links a {
  font-size: 16px;
  line-height: 24px;
  color: var(--text-700);
  transition: color 0.2s ease;
}

.footer-links a:hover {
  color: var(--green-500);
}

.footer-dot {
  color: #99a1af;
  font-size: 16px;
  line-height: 24px;
}

.footer-copy {
  margin: 24px 0 0;
  font-size: 14px;
  line-height: 20px;
  letter-spacing: -0.011em;
  color: var(--text-500);
}

.terms-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 32px;
  margin-top: 64px;
}

.term-card {
  padding: 40px;
  border-radius: 32px;
  background: var(--white);
  box-shadow: var(--shadow-card);
  transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.term-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.1);
}

img.term-icon {
  display: block;
  width: 80px;
  height: 80px;
  max-width: none;
  flex-shrink: 0;
}

.term-card h3 {
  margin: 24px 0 0;
  font-size: 24px;
  font-weight: 700;
  line-height: 32px;
  color: var(--text-900);
}

.term-card > p {
  margin: 16px 0 0;
  font-size: 18px;
  line-height: 29.25px;
  color: var(--text-700);
}

.term-download {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 24px;
  color: #009966;
  font-size: 16px;
  font-weight: 600;
  line-height: 24px;
}

.term-download img {
  display: block;
  width: 20px;
  height: 20px;
  max-width: none;
  flex-shrink: 0;
}

/* Scroll reveal */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition:
    opacity 0.7s cubic-bezier(0.22, 1, 0.36, 1),
    transform 0.7s cubic-bezier(0.22, 1, 0.36, 1);
  transition-delay: var(--delay, 0s);
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* Keyframes */
@keyframes blob-float {
  0%,
  100% {
    transform: translate(0, 0) scale(1);
  }
  50% {
    transform: translate(12px, -16px) scale(1.05);
  }
}

@keyframes glow-pulse {
  0%,
  100% {
    opacity: 0.4;
  }
  50% {
    opacity: 0.55;
  }
}

@keyframes image-float {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}

@keyframes badge-pop {
  from {
    opacity: 0;
    transform: scale(0.85) translateY(12px);
  }
  to {
    opacity: 1;
    transform: scale(1) translateY(0);
  }
}

@keyframes badge-float {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-8px);
  }
}

@keyframes dot-pulse {
  0%,
  100% {
    transform: scale(1);
    opacity: 1;
  }
  50% {
    transform: scale(1.2);
    opacity: 0.7;
  }
}

@keyframes coin-spin {
  from {
    transform: rotate(0deg);
  }
  to {
    transform: rotate(360deg);
  }
}

/* Responsive */
@media (max-width: 1280px) {
  :root {
    --gutter: 48px;
  }

  .page-inner--about {
    padding-left: 48px;
    padding-right: 48px;
  }

  .hero-inner {
    grid-template-columns: 1fr 1fr;
  }

  .hero-copy h1 {
    font-size: 48px;
    line-height: 58px;
  }

  .hero-image-wrap {
    width: 100%;
    max-width: 576px;
    height: auto;
    aspect-ratio: 576 / 384;
  }

  .loan-inner {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .loan-visual {
    margin: 0 auto;
  }

  .loan-notice {
    text-align: left;
  }
}

@media (max-width: 900px) {
  .site-nav {
    position: absolute;
    top: 80px;
    left: var(--gutter);
    right: var(--gutter);
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 8px;
    padding: 12px;
    border-radius: 16px;
    background: rgba(0, 130, 48, 0.98);
    box-shadow: var(--shadow-card);
  }

  .site-nav.is-open {
    display: flex;
  }

  .site-nav a {
    padding: 10px 12px;
    border-radius: 10px;
  }

  .menu-toggle {
    display: block;
    margin-left: auto;
  }

  .hero-inner {
    grid-template-columns: 1fr;
    padding-top: 48px;
    padding-bottom: 48px;
  }

  .hero-visual {
    padding-top: 0;
  }

  .hero-stats {
    flex-wrap: wrap;
    gap: 20px;
  }

  .stat-divider {
    display: none;
  }

  .advantages-grid,
  .terms-grid {
    grid-template-columns: 1fr;
  }

  .process-card,
  .process-card--tall {
    grid-template-columns: 1fr;
    height: auto;
  }

  .process-media {
    min-height: 220px;
  }

  .process-panel-inner {
    position: static;
    width: auto;
    padding: 32px 24px;
  }

  .process-panel-glow {
    width: 180px;
    height: 180px;
    filter: blur(80px);
  }

  .section-reviews {
    min-height: auto;
    padding: 64px 0 48px;
  }

  .section-reviews.section {
    padding-top: 64px;
  }

  .reviews-shell {
    width: min(1233px, calc(100% - 32px));
  }

  .reviews-title {
    margin-bottom: 48px;
    font-size: 22px;
    line-height: 28px;
  }

  .review-card {
    min-height: auto;
    padding: 40px 24px 48px;
  }

  .review-quote {
    font-size: 22px;
    line-height: 34px;
  }

  .review-author {
    margin-top: 40px;
  }

  .reviews-wave--top {
    height: 180px;
  }

  .reviews-wave--bottom {
    height: 120px;
  }

  .footer-links {
    gap: 12px 20px;
    padding-top: 24px;
  }

  .section-head h2 {
    font-size: 36px;
    line-height: 42px;
  }

  .loan-amount {
    font-size: 48px;
    line-height: 56px;
  }
}

/* Legal pages */
.legal-page .legal-header-inner {
  justify-content: space-between;
}

.legal-back {
  color: var(--white);
  font-size: 15px;
  font-weight: 500;
  opacity: 0.95;
}

.legal-back:hover {
  opacity: 1;
  text-decoration: underline;
}

.legal-main {
  max-width: 800px;
  padding-top: 48px;
  padding-bottom: 80px;
}

.legal-main h1 {
  margin: 0 0 12px;
  font-size: 40px;
  font-weight: 700;
  line-height: 1.2;
  color: var(--text-900);
}

.legal-meta {
  margin: 0 0 32px;
  color: var(--text-500);
  font-size: 16px;
}

.legal-main h2 {
  margin: 40px 0 12px;
  font-size: 22px;
  font-weight: 700;
  color: var(--text-900);
}

.legal-main p,
.legal-main li {
  font-size: 16px;
  line-height: 1.75;
  color: var(--text-700);
}

.legal-main ul {
  margin: 0 0 16px;
  padding-left: 24px;
}

.legal-main a {
  color: var(--green-500);
  text-decoration: underline;
}

.term-download[role="button"] {
  cursor: pointer;
}

/* Delete account page */
.delete-account-page {
  min-height: 100vh;
  background: #faf8f5;
}

.delete-account-main {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: calc(100vh - 80px);
  padding: 48px 24px 64px;
}

.delete-account-card {
  width: min(560px, 100%);
  padding: 48px 40px;
  border-radius: 24px;
  background: var(--white);
  box-shadow: 0 4px 24px rgba(16, 24, 40, 0.08);
}

.delete-account-card h1 {
  margin: 0;
  font-size: clamp(22px, 4vw, 28px);
  font-weight: 700;
  line-height: 1.35;
  text-align: center;
  color: var(--text-900);
}

.delete-account-lead {
  margin: 16px 0 0;
  font-size: 15px;
  line-height: 1.6;
  text-align: center;
  color: var(--text-500);
}

.delete-account-form {
  margin-top: 32px;
}

.delete-field {
  margin-bottom: 24px;
}

.delete-field label {
  display: block;
  margin-bottom: 8px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-900);
}

.delete-field input {
  width: 100%;
  height: 48px;
  padding: 0 16px;
  border: 1px solid #e5e7eb;
  border-radius: 12px;
  font-family: inherit;
  font-size: 15px;
  color: var(--text-900);
  background: var(--white);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.delete-field input::placeholder {
  color: #9ca3af;
}

.delete-field input:focus {
  outline: none;
  border-color: var(--green-500);
  box-shadow: 0 0 0 3px rgba(0, 153, 102, 0.12);
}

.delete-phone-row {
  display: flex;
  gap: 12px;
  align-items: stretch;
}

.delete-phone-row input {
  flex: 1;
  min-width: 0;
}

.btn-send-code {
  flex-shrink: 0;
  height: 48px;
  padding: 0 16px;
  border: none;
  border-radius: 12px;
  background: var(--green-50);
  color: var(--green-500);
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  white-space: nowrap;
  cursor: pointer;
  transition: background 0.2s ease, opacity 0.2s ease;
}

.btn-send-code:hover:not(:disabled) {
  background: var(--green-100);
}

.btn-send-code:disabled {
  opacity: 0.65;
  cursor: not-allowed;
}

.btn-delete-confirm {
  width: 100%;
  height: 52px;
  margin-top: 8px;
  border: none;
  border-radius: 14px;
  background: var(--cta-gradient);
  color: var(--white);
  font-family: inherit;
  font-size: 16px;
  font-weight: 700;
  cursor: pointer;
  transition: opacity 0.2s ease, transform 0.2s ease;
}

.btn-delete-confirm:hover {
  opacity: 0.95;
}

.btn-delete-confirm:active {
  transform: scale(0.99);
}

.delete-account-hint {
  margin: 0 0 12px;
  font-size: 14px;
  line-height: 1.5;
  text-align: center;
  color: var(--green-700);
}

.delete-account-hint.is-error {
  color: #dc2626;
}

@media (max-width: 640px) {
  .delete-account-card {
    padding: 32px 24px;
  }

  .delete-phone-row {
    flex-direction: column;
  }

  .btn-send-code {
    width: 100%;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  .reveal {
    opacity: 1;
    transform: none;
  }
}